We offer our students medical and life insurance through HTH Worldwide.
About HTH Worldwide
HTH Worldwide is a leader in helping world travelers gain access to quality healthcare services all around the globe. HTH combines ongoing research, a contracted global community of physicians and hospitals, advanced Internet applications, and wide experience in international health insurance to ensure customers’ health, safety and peace of mind. Founded in 1997, HTH Worldwide has grown to become a leading provider of international health insurance programs and services. HTH offers a full range of individual and group specialty health insurance programs, all of which include HTH’s Global Health and Safety Services available online, through our 24/7 medical assistance call center and via mobile device. Presently, HTH annually provides health insurance products or services to over 500,000 individuals who travel, study,
or live outside of their home country.
Website and Toll-Free Customer Service for the Students
HTH’s powerful online healthcare tools are easy to access. The home page is organized to display your custom message to the participants on the left, quick access to tools in the center and current articles of interest on the right. Access to users’ personal information and tools is controlled by the navigation bars at the top of the page.
HTH Worldwide Toll-Free Customer Service and Multi-Lingual Staff
HTH’s toll-free, multi-lingual customer service supports these online capabilities in addition to the hthstudents.com website.
To access HTH’s toll-free, multi-lingual customer service center, call 888-243-2358 during our business hours Monday – Friday, from 9:00 am – 6:00 pm Eastern Time. We are available around the clock for emergencies by dialing 877-424-4325 and selecting the option for emergency assistance.
Coverages
Limits – Eligible Participant
Medical Benefits
Lifetime Maximum Benefit
$1,000,000
Policy Year Maximum Benefits
$100,000
Maximum Benefit per Injury or Sicknesses
$100,000
Basic Medical Expense Benefit per Injury or Sickness
Up to $100,000 Maximum: 100% of Reasonable Expenses after Deductible
Deductible
$0 per Injury or Sickness
Physician Office Visits
100% of Reasonable Expenses.
Inpatient Hospital Services 1
100% of Reasonable Expenses.
Hospital and Physician Outpatient Services 1
100% of Reasonable Expenses.
Pre-Existing Condition Limitation
The Insurer does pay benefits for loss due to a Pre‑Existing Condition
Medical Benefit Limitations
Maternity Care for a Covered Pregnancy 2
Reasonable Expenses
Inpatient treatment of mental and nervous disorders including drug or alcohol abuse
Reasonable Expenses up to $2,500 Maximum per lifetime for a maximum period of 30 days per lifetime
Outpatient treatment of mental and nervous disorders including drug or alcohol abuse
Reasonable Expenses up to $500 Maximum per lifetime
Treatment of specified therapies, including acupuncture and Physiotherapy
Reasonable Expenses up to $5,000 Maximum combined total for Inpatient and Outpatient care, up to 30 days immediately following the attending Physician’s release for rehabilitation following a covered Hospital confinement or surgery per Policy Year.
Therapeutic termination of pregnancy
Reasonable Expenses up to $500 Maximum per Policy Year
Routine nursery care of a newborn child of a covered pregnancy
Reasonable Expenses up to $500 Maximum per Policy Year
Repairs to sound, natural teeth required due to an Injury
100% of Reasonable Expenses up to $500 per Policy Year maximum
Outpatient prescription drugs including oral and Norplant contraceptives
100% of actual charge
Other Coverages
Accidental Death & Dismemberment
Maximum Benefit: Principal Sum up to $10,000
Repatriation of Remains
Maximum Benefit up to$25,000
Medical Evacuation
Maximum Lifetime Benefit for all Evacuations up to $100,000
Bedside Visit
Up to a maximum benefit of $1,500 for the costof one economy round‑trip air fare ticket to, and the hotel accommodations in, the place of the Hospital Confinement for one (1) person
Other Included Services
Global Assistance Services
Emergency Medical and Travel Assistance services provided, including coordination of all evacuations and repatriations if needed
